Should you buy a home with 3% down or wait until you've saved 20%?
Many buyers wait to purchase because they want to save a 20% down payment and avoid PMI. But if home prices rise while you're still paying rent, waiting may cost more than expected. Here's a simple $800,000 home example showing the numbers side by side.
Buying a Foreclosure in California: Is It Really a Better Deal?
Foreclosures can offer opportunities, but buying at auction is very different from buying through the MLS. Before chasing a “bargain,” understand the inspections, financing, title and property-condition risks.